Fixed-Rate Home Loans

Home ownership is an important goal for many Americans and a significant financial investment that provides financial security. Here at First State Bank, our goal is to help you achieve that dream and enjoy the pride of home ownership.

We offer home mortgage loans for home purchases and home refinances with attractive fixed interest rates and competitive terms. Our home mortgage loans consist of a secondary market product and an in-house product, and there are a variety of fixed interest rate options available for each. Both of these home loan products have their own benefits. Rest assured in knowing that the decision on your home loan will be made quickly by your local banker that you know and trust here at First State Bank. We can customize your home loan to fit your budget, and your home loan will be originated, processed, and closed right here at First State Bank.

So please contact one of our helpful Loan Officers to learn more about our home loan products, their benefits, and the current interest rates available.  You can reach us by phone at any of our bank offices:  Lynnville (641-527-2535), Sully (641-594-3744), Agency (641-937-5236), Brooklyn (641-522-9231) and Grinnell (641-236-7700).

We look forward to helping you with your home loan, so please feel free to apply via the two ways listed below.

Apply for a Home Mortgage Loan



an interactive PDF of our Home Loan
Application to fill out and return to us.
Mortgage Loan Officers
Brad Van Vark, NMLS ID 466346, Lynnville Office
Kyle Terpstra, NMLS ID 466345, Lynnville Office
Cale Van Wyk, NMLS ID 1636723, Lynnville Office
Zachary Guinn, NMLS ID 1860689, Lynnville Office
Lejon Ladwig, NMLS ID 652531, Sully Office
Richard Happe, NMLS ID 699978, Brooklyn Office
Marie Hedlund, NMLS ID 699979, Brooklyn Office
Jacob W Hofstetter, NMLS ID 652250, Agency Office
Joe Trewin, NMLS ID 1682174, Grinnell Office