Personal

Custom-made Checking from First State Bank

Choose from a variety of checking accounts with personalized options to fit your every banking need.  

Free First Checking

“A FREE account for everyone!”

  • No minimum balance
  • No monthly service charge
  • $50 opening deposit required

VIP First Checking

“Earn interest with the convenience of direct deposit or any automatic payment!”

  • Competitive interest
  • No minimum balance
  • No monthly service charge
  • $50 opening deposit required

Advantage First Checking

“A perfect account for customers 50 and over!”

  • FREE personalized checks
  • Competitive interest
  • No minimum balance
  • No monthly service charge
  • $50 opening deposit required

Platinum First Checking

“An account for those interested in higher interest!”

  • FREE personalized checks
  • Higher interest rate with a balance of $1,500 or more
  • Competitive interest if balance falls below $1,500
  • Only $6 monthly charge if minimum balance falls below $1,500
  • $50 opening deposit required

 

 

 

Savings Options

Reach your financial goals by choosing the personal savings option that fits your needs.  Choose from Savings accounts, Certificates of Deposit, or Individual Retirement Accounts.

Savings

As your balance grows, so does your interest rate.

  • No service fees
  • $10 opening deposit required

Christmas Club

Eliminate worries with a Christmas Club account.

  • Earns interest
  • Check mailed to you in November
  • $10 to open

Certificates of Deposit (CDs)

Learn how we can help you earn more!  Let our experienced deposit experts work with you to choose term and rate that fits your needs.  Start with as little as $500.  Many terms are available to fit your needs.  Contact us for the latest rates!

  • Many term lengths available
  • Minimum deposit to open is $500
  • Interest may be compounded, added to a First State Bank account or paid by check
  • Penalty for early withdrawal.

 

lincoln

We’ve got flexible loans to make your dreams come true.

Our friendly, experienced loan staff can find just the right loan to fit your needs.  Our loans are very competitive and we promise to give you quick service.  Most decisions on any loan request within 24 hours after all necessary information is provided.

For loan rates and other related information please give us a call or stop by one of our offices to meet one of our friendly loan officers.

 

We offer:

  • Home construction loans*
  • Home loans (purchase or refinance)*
  • Home Equity loans*
  • Vehicle loans
  • Recreational equipment loans
  • Personal loans

*Check out our online home loan applications