First State Bank

Notification of Change

Notification of change to Terms and Conditions
for all checking account types

Overdraft and Non-Sufficient (NSF) fees -- accounts may be subject to a fee each time a debit item (check, ACH, withdrawal) is presented for payment regardless of whether we pay or return the item, if the amount of money available in your account is not sufficient to cover the payment. The same item may be presented multiple times for payment, if the funds are not available at first presentment, at recipients' discretion. We will charge our current overdraft fee to overdraw the account or our current NSF fee to return the item, as applicable.

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