First State Bank

Checking

Free First Checking

  • No minimum balance
  • No monthly service charge
  • $50 opening deposit required

VIP First Checking

  • Competitive interest
  • No minimum balance
  • No monthly service charge
  • $50 opening deposit required

Advantage First Checking

  • FREE personalized checks
  • Competitive interest
  • No minimum balance
  • No monthly service charge
  • $50 opening deposit required

Platinum First Checking

  • FREE personalized checks
  • Higher interest rate with a balance of $1,500 or more
  • Competitive interest if balance falls below $1,500
  • Only $6 monthly charge if minimum balance falls below $1,500
  • $50 opening deposit required

First Rewards Checking

  • Earn our best rate on balances up to $25,000
  • Free online banking and mobile app
  • Free online statements
  • Free Mobile Deposit using your smartphone
  • Free debit card
  • Set up alerts for balances and transactions
Requirements to earn First Rewards interest rate:
  • Have at least 10 debit card purchases post and clear each statement cycle.
  • Have at least one direct deposit or automatic debit from a third-party post and clear each qualification cycle. Such as payroll into your account, automatic monthly payment to your insurance company, the electric bill, etc. Online bill payments using First State Bank's bill pay service do not count. Automatic transfers to loans or other deposit accounts within First State Bank do not count.
  • Enroll and receive online account statements. Log into your internet banking and hit "opt-in" under e-statements. Contact us for details or questions.
  • $50 opening deposit required.

Money Market

  • $2500 opening deposit required.
  • If daily balance falls below $2500, a $7 minimum balance fee is charged.
  • If there are more than 6 withdrawals during a monthly cycle, a $5 per item debit fee is charged.
  • If you exceed the transfer limitations, your account will be subject to a change of checking account type or closure.
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