Higher interest rate with a balance of $1,500 or more
Competitive interest if balance falls below $1,500
Only $6 monthly charge if minimum balance falls below $1,500
$50 opening deposit required
First Rewards Checking
Earn our best rate on balances up to $25,000
Free online banking and mobile app
Free online statements
Free Mobile Deposit using your smartphone
Free debit card
Set up alerts for balances and transactions
Requirements to earn First Rewards interest rate:
Have at least 10 debit card purchases of $10.00 or greater post and clear each statement cycle.
Have at least one direct deposit or automatic debit from a third-party post and clear each qualification cycle. Such as payroll into your account, automatic monthly payment to your insurance company, the electric bill, etc. Online bill payments using First State Bank's bill pay service do not count. Automatic transfers to loans or other deposit accounts within First State Bank do not count.
Enroll and receive online account statements. Log into your internet banking and hit "opt-in" under e-statements. Contact us for details or questions.
$50 opening deposit required.
Money Market
$2500 opening deposit required.
If daily balance falls below $2500, a $7 minimum balance fee is charged.
If there are more than 6 withdrawals during a monthly cycle, a $5 per item debit fee is charged.
If you exceed the transfer limitations, your account will be subject to a change of checking account type or closure.
