Online Banking

Save Time and Money With Our Products and Services

  • Free Debit Card
  • Direct Deposit
  • Automatic Payments
  • Free Online Banking
  • Free Bill Pay
  • Free Mobile Banking with Mobile Deposit
  • Free E-Statements
  • Credit/Debit Card Processing
  • ID Theft Protection
  • Lending Needs
  • Realtor Services
  • Investment Services
  • Savings Plans

Overdraft Protection

No worries! You’ll never have to worry about a mix up in your checking account. Transfer from your savings account to cover shortages in your checking account. Ask our bank professionals how you can protect your account by calling Lynnville (641-527-2535 or 888-527-2534), Sully (641-594-3744), Agency (641-937-5236), Brooklyn (641-522-9231) Grinnell (641-236-7700) or New Sharon (641-637-6300).

Safety Deposit Boxes

Safe and Secure. Know that your important papers and valuables are safe and always easy to find. Open a safe deposit box at the Lynnville, Brooklyn, Grinnell, New Sharon or Agency office today. We have several sizes to fit your needs.


E-statements are electronic copies of your mailed paper account statements. Whether you’re looking for a secure way to access your statements electronically or whether you are looking to go green, consider receiving your monthly statements electronically using e-statements.

Sign up for e-statements after you log in to online banking.

First State Bank Simply Rewards™ Visa®

Your life. Your choice.

Earn more rewards for all your everyday purchases.*

3X the points at Grocery Stores, Discount Stores, Gas Stations, Restaurants and Fast Food
1X the points on all other purchases

Apply Now

Cards issued by UMB Bank, n.a.

*Cardholders earn three (3) points per dollar on purchases with MCC codes: 5411 (Grocery Stores), 5541 or 5542 (Gas), 5310 (Discount Stores), 5812 (Restaurants) and 5814 (Fast Food). Cardholders earn one (1) point per dollar on all other purchases. See Simply Rewards Rules for details.