Online Banking

Personal Checking Accounts

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Free First Checking
  • NO minimum balance
  • NO monthly service charge
  • FREE first book of checks
  • FREE online or paper statements
  • $50 opening deposit required
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VIP First Checking
  • Competitive interest
  • NO minimum balance
  • NO monthly service charge
  • FREE first book of checks
  • FREE online or paper statements
  • $50 opening deposit required
  • Direct deposit or automatic payment required
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Advantage First Checking
  • Competitive interest
  • NO minimum balance
  • NO monthly service charge
  • FREE first book of checks (as long as the checks have our logo)
  • FREE online or paper statements
  • $50 opening deposit required
  • Must have at least one owner 50 years old or older
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Platinum First Checking

Earn higher interest

  • FREE online or paper statements
  • FREE first book of checks (as long as the checks have our logo)
  • Earn a higher interest rate with a balance of $1,500 or more
  • Competitive interest if balance falls below $1,500
  • Only $6 monthly charge if minimum balance falls below $1,500
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First Rewards Checking
  • $1000 opening deposit required
  • Have at least 10 debit card purchases of $10 or more post and clear each statement cycle
  • Enroll and receive online account statements
  • Have at least one direct deposit or automatic debit from a third-party post and clear each statement cycle.
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Money Market
  • $2,500 opening deposit required.
  • If daily balance falls below $2,500 a $7 minimum balance fee is charged
  • If there are more than 6 withdrawals during a monthly cycle, a $5 per item debit fee is charged.
  • If you exceed the transfer limitations, your account will be subject to a change of checking account type or closure.

Business Checking Accounts

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Free First Business Checking

Perfect for most any business

  • No minimum balance
  • No monthly service charge
  • 1,000 free monthly transaction items
  • Unlimited currency deposited per month
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Interest First Business Checking

For businesses that want to earn interest

  • Earn competitive interest
  • 1,000 free monthly transaction items
  • $2,000 minimum balance to avoid $6 monthly fee
  • Unlimited currency deposited per month